Lucinity’s Time Travel Feature Makes Back to the Future A Reality
Lucinity’s Time Travel feature lets compliance teams rewind the clock and test transaction monitoring scenarios on real historical data—so they can fine-tune rules, flag risks, and deploy with confidence, all without waiting for the future to unfold.
We want to showcase a super cool feature of our transaction monitoring system—one that gives compliance teams a new level of control and confidence. Imagine that you could travel back in time… (with your Transaction Monitoring system) to test, tweak, and validate scenarios using historical transaction data before they go live.
What is the Time Travel Feature?
Think of Time Travel as a simulation tool that allows you to look back and see how a new or adjusted scenario would have performed in the past. Instead of waiting for live results, you get immediate insights into:
- Which alerts would have been triggered if the scenario had been live.
- Which actors would have been flagged based on their transaction behavior.
- What feature values were calculated for flagged actors, helping refine thresholds and parameters before deployment.
- How effective the scenario is before it goes live, so you can catch the most relevant suspicious activity.
If the results confirm what you need, you can apply the scenario retroactively, raising alerts for past transactions as if the scenario had been active at the time.
When Would You Use Time Travel?
Compliance teams deal with constantly changing regulatory updates and new patterns of suspicious activity. Time Travel helps in a variety of real-world situations:
- Building a new scenario – Before activating it, you want to test how it would have performed.
- Refining existing scenarios – Tweaking parameters? Time Travel helps you see the impact before making changes live.
- Investigating emerging risks – If analysts notice new patterns (e.g., an uptick in transactions to a high-risk country), Time Travel helps test whether that pattern existed historically and if it should have triggered alerts.
- Adapting to new regulations – When new rules come into play, Time Travel lets you assess how past transactions would have been affected, ensuring compliance from day one.
- Validating detection logic – Instead of guessing whether a rule works, you can test it on real past data and adjust accordingly.
How is This Different?
Most financial crime compliance platforms make scenario testing a slow, manual process—sometimes requiring weeks of back-and-forth with engineering teams or external systems. Lucinity’s Time Travel feature is built to be fast, intuitive, and fully self-service:
- Speed – Traditional methods can take days or even weeks; Time Travel delivers results in minutes.
- No-code simplicity – Compliance teams can build and test scenarios without needing IT support.
- 100% accuracy – The results match exactly what would have been generated in a live system, eliminating guesswork.
- Full auditability – Every test is logged, making it easy to validate results and provide a clear audit trail.
Conclusion
Lucinity’s Time Travel feature makes Back to the Future a reality. Teams now have the power to test and optimize scenarios before they go live—without leaving it to guesswork.
Want to see it in action? Get in touch and let’s walk through how Time Travel can enhance your transaction monitoring strategy.
